Terms of Service

Last Updated: October 9, 2025

1. Acceptance of Terms

Welcome to WalletSnack ("we," "our," or "us"). By accessing or using our content on any platform (YouTube, TikTok, Instagram, Facebook, or any other social media platform where we publish content), you agree to be bound by these Terms of Service.

2. About Our Service

WalletSnack is a digital media brand that creates and publishes short-form educational content focused on personal finance, investing, budgeting, side hustles, credit management, and related financial topics. Our content is distributed across multiple social media platforms including but not limited to YouTube Shorts, TikTok, Instagram Reels, and Facebook Reels.

3. No Financial Advice

IMPORTANT DISCLAIMER: The content provided by WalletSnack is for educational and informational purposes only. We are NOT financial advisors, and our content does NOT constitute financial, investment, tax, or legal advice.

All content is general information and should not be relied upon for making financial decisions
You should consult with qualified financial professionals before making any investment or financial decisions
Past performance discussed in our content does not guarantee future results
All investments carry risk, including potential loss of principal
Side hustle ideas and money-making strategies discussed may not be suitable for everyone

4. Content License

All content created and published by WalletSnack is owned by us or our licensors. While our content is freely available on social media platforms, you may not:

Republish, redistribute, or repurpose our content without written permission
Use our content for commercial purposes without authorization
Modify or create derivative works from our content
Remove watermarks, branding, or attribution from our content

5. User Conduct

When interacting with our content or community, you agree to:

Engage respectfully with our team and other community members
Not post spam, harassment, or abusive content
Not share misleading or fraudulent financial schemes
Comply with the terms of service of the platform where you're viewing our content

6. Third-Party Links

Our content may include references or links to third-party websites, products, or services. We do not endorse and are not responsible for:

The accuracy or reliability of third-party content
Products or services offered by third parties
Privacy practices of external websites
Any transactions you conduct with third parties

7. Intellectual Property

All trademarks, logos, brand names, and content associated with WalletSnack are our intellectual property or that of our licensors. Unauthorized use is prohibited.

8. Limitation of Liability

To the maximum extent permitted by law:

We provide content "as is" without warranties of any kind
We are not liable for any financial losses resulting from use of our content
We are not responsible for errors, omissions, or outdated information
Our total liability shall not exceed $100 USD

9. Indemnification

You agree to indemnify and hold harmless WalletSnack, its owners, employees, and partners from any claims, damages, or expenses arising from:

Your use of our content
Your violation of these Terms
Your violation of any third-party rights

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of our content after changes constitutes acceptance of the modified terms.

11. Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be resolved in accordance with U.S. law.

12. Termination

We reserve the right to block, remove, or restrict access to our content for users who violate these Terms or engage in harmful behavior.

13. Contact Information

For questions about these Terms of Service, please contact us at:

Email: legal@walletsnack.com

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms constitute the entire agreement between you and WalletSnack regarding use of our content and supersede any prior agreements.

By accessing or using WalletSnack content, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.